A dedication to sustainability and innovation

The Rural Electrification Financing Corporation (REFC) was established in 2000 as an alternative financing source for Philippine Electric Cooperatives (ECs) in the restructured electric power industry. It provides supplemental loans at the lowest possible lending rate, enabling ECs to provide adequate, dependable, and high-quality service. REFC also established the Rural Electrification Trading Corporation (RETC) to expand loan packages to ECs through technology-driven and cost-effective materials, equipment, consulting, and other services. REFC and RETC aim to become preferred service providers for ECs, ensuring financial and related needs are met. Both companies have developed professionals in management, technical, financial, and institutional concerns in the rural electrification sector.

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